Question 1

Do I need Mexico car insurance if I already have U.S. auto insurance?

Accepted Answer

Yes. U.S. auto insurance is not valid in Mexico for liability purposes. Mexican law requires a Mexico-issued auto liability insurance policy to drive legally, even if you already carry a U.S. policy. Buy your Mexico tourist auto insurance online before crossing into Mexico.

Question 2

Is U.S. car insurance valid in Mexico?

Accepted Answer

No. Most U.S. policies provide no coverage south of the border, and Mexican authorities do not accept a U.S. policy as proof of liability coverage. You need a Mexico tourist auto insurance policy to drive legally in Mexico.

Question 3

What vehicles can I insure for Mexico?

Accepted Answer

We insure cars, SUVs, pickup trucks, motorcycles, RVs, motorhomes and trailers with U.S. plates traveling into Mexico — Mexico SUV insurance, Mexico pickup truck insurance, Mexico motorcycle insurance, Mexico RV insurance, Mexico motorhome insurance and Mexico trailer insurance are all available.

Question 4

Can I buy Mexico tourist auto insurance online?

Accepted Answer

Yes. You can get a quote and buy Mexico auto insurance online in minutes, then download your proof of insurance instantly before crossing into Mexico.

Question 5

Can I get temporary Mexico auto insurance?

Accepted Answer

Yes. We offer short-term Mexico auto insurance and one-day Mexico car insurance, plus weekly, monthly, six-month and annual options. Mexico insurance is available from 1 day to 1 year so you can match the policy to the length of your trip.

Question 6

Can I insure a motorcycle, SUV or RV for Mexico?

Accepted Answer

Yes. Mexico motorcycle insurance, Mexico SUV insurance and Mexico RV insurance are all available, along with coverage for motorhomes, pickup trucks and trailers — for U.S. vehicles going to Mexico.

Question 7

Can I choose liability-only or full coverage?

Accepted Answer

Yes. Choose Mexico liability insurance to meet the legal requirement, or full coverage Mexico auto insurance that adds physical damage and theft coverage, medical payments, roadside assistance and legal assistance.

Question 8

What should I do if I have a claim in Mexico?

Accepted Answer

Stay safe and do not move the vehicles. Call our 24/7 claims assistance number from Mexico right away, have your policy number ready, and report the accident before leaving Mexican territory. A bilingual representative will guide you and provide claims assistance in Mexico step by step.

Question 9

Who underwrites and issues the Mexico insurance policy?

Accepted Answer

Policies purchased through the online quote portal are underwritten and issued by Chubb Seguros México. El Valiente Insurance provides general information and access to the purchase portal; it is not the insurer. Coverage is subject to the policy terms shown at purchase.

Question 10

Does Mexico auto insurance include a Banjercito vehicle permit?

Accepted Answer

No. Mexico auto insurance and the Temporary Vehicle Importation Permit are separate. Depending on where you travel in Mexico, you may also need to obtain the permit directly through Banjercito.

Question 11

When should I buy Mexico auto insurance?

Accepted Answer

Buy the policy before entering Mexico so you can save or print the proof of insurance and carry it during your trip. Confirm that the travel dates, vehicle information, limits and deductibles are correct before completing the purchase.

Question 12

Is information and assistance available in English and Spanish?

Accepted Answer

Yes. El Valiente Insurance provides website information and customer assistance in English and Spanish. The claims page also lists the 24/7 numbers to use for accident, roadside and legal assistance in Mexico.

Frequently Asked Questions